£1349 Last Month on eToro, Working Just 4h!

Hello Everyone!

It promises an irresistible combination of wealth and independence. All you need is a computer and an internet connection – and then you can earn a fortune from the comfort of your home.

This is the lure of financial trading for profit. As the popular BBC programme Millions by the Minute has shown, the dream seems to be gaining hold. It appeals to parents who hope to be able to squeeze in some profitable trading between school runs. And it is equally a way out for those who simply don’t want – or don’t fit into – the corporate world of the office.

Now the world of social media has added an additional, attractive twist to the dream of being your own boss and making a killing. With “copy trading” – which enables you to mimic the investment moves of the “professionals” – you can supposedly cash in even if you know nothing at all about the markets.

Derrick Clark, a 43-year-old businessman, was keen to trade the global currency markets in his spare time to pull in a little extra income. He was excited about the possibilities, but also in awe of the challenges and pitfalls.

He knew rapid buying and selling of shares and other financial securities was notoriously tricky and that many beginners struggled to make a profit. Copy trading, however, seemed to offer a solution. It seeks to bypass many of the headaches involved in trying to become the next Warren Buffett.

 

 

Mr Clark signed up with ZuluTrade, one of a number of fast-growing copy trading – or “social trading” – platforms that allow novice traders to mimic the strategies of more experienced investors. The premise is simple: if you decide to “copy” another trader and they bet, for example, on the pound rising against the dollar, then so will you. Other providers include eToro and Currensee.

“Trading can be hard,” said Anastasios Frangos of ZuluTrade. “But with social trading there’s no need to study the markets. It’s ideal for people who don’t know how to trade – they can simply copy more experienced traders.”

ZuluTrade customers sign up with a third party broker to trade the foreign exchange (“forex”) markets and an account can be opened for a few hundred pounds. It ranks its traders by historic performance to help users decide who to copy.

Mr Clark carefully analysed the data before he risked his hard-earned cash. At first it went well and he made some money. One particular trader had an army of copiers and looked like a safe pair of hands. “I watched him for 10 months and he never lost on a trade,” Mr Clark recalled. “But then it went horribly wrong.”

The market moved sharply in the opposite direction. Mr Clark closed his position quickly but others were not so lucky. “This trader lost millions in live accounts. It was epic.”

ZuluTrade has since introduced a raft of risk protection measures that seek to safeguard its users. But Mr Clark remains unconvinced.

“It’s just not realistic to think that anyone can accurately predict any market, especially forex, the vast majority of the time,” he said. “In my experience every trader with a lot of followers will eventually crash and burn.”

The biggest social trading platform is eToro, which has more than three million users worldwide. The firm’s boss, Yoni Assia, likens its offering to social media sites such as Facebook that allow people to chat and share online. “We’re a social network,” Mr Assia said. “It’s a place where people can communicate, follow and copy each other. It allows people with less understanding of the markets to see what more experienced investors are doing.”

>> Revealed: The top investments for monthly income

Customers are allowed to risk only 20pc of their total equity copying any one trader and an account can be opened for as little as £30. eToro operates like a spread-betting platform, allowing customers to bet on major markets but without the need to stump up the full value of the transaction.

However, the “spread” – the gap between the buy and sell price – on eToro can be more expensive than with well-known spread-betting operators such as IG Index and City Index.

“We’re helping people discover the wisdom of the crowds,” Mr Assia added. “By copying other traders people gain a better understanding of the markets and our research shows that eToro users are consistently more profitable than people who just trade manually.”

Brett Cooper runs a website that reviews copy trading providers and has written a book to help novices navigate the sector. He said: “Many platforms give the impression that it’s easy to make money copy trading, but it’s not. Finding someone to copy who knows what they are doing is hard and many of the traders on these platforms are just out to make a quick buck.”

On some platforms it looks as if a particular trader has made solid gains, Mr Cooper said, but the underlying data reveals that they are sitting on a number of losing positions that they have not closed yet in the hope the trades will bounce back.

“You still need to do your homework and put the time in,” Mr Cooper said. “You still need to apply careful risk assessment methods before you copy another trader.

“It’s still risky and the majority of people are not actually making any money.”

'It’s not life-changing but it is something I really enjoy'

How do “copy trader” sites work – and if you sign up to one, who exactly are you copying? And how much does it cost?

Anyone can become a “popular investor” on eToro or a “signal provider” on ZuluTrade if they can convince enough people to copy their trades. “Signal providers” receive a commission for each trade executed by a live follower account while eToro rewards “popular investors” based on the number of copiers they rack up.

Unlike its rivals, Currensee vets the traders on its platform and customers choose from a select band of experienced traders to copy. It charges a 2pc service fee on the average capital in a user’s account.

Thomas Glaser (pictured at the top), a software developer from Berkshire, has been trading with eToro since April. Early on, one of the forex traders he was copying went bust, taking with them hundreds of copiers. “I was lucky to get out relatively unscathed,” he said. “There are a fair share of reckless traders out there.”

But he persevered, now sticking to blue-chip stocks. Over the past six months he has built up his own legion of copiers and has made a 6pc gain.

“It’s not a life-changing amount of money but it is something I really enjoy.”

You can open an account with just 200 €. right here

Gagner de l'argent sur le Forex avec eToro - Bourse Binaire

SALUT,

Est-il possible de travailler 5 heures par MOIS et de gagner suffisamment d'argent sur Internet pour en vivre ?

Guillaume, 23 ans, l'a fait.

Il vit en Inde et profite de son temps libre pour se consacrer à ses projets : développer ses compétences en marché des capitaux, et son blog sur le même sujet, rencontrer beaucoup de gens et se faire des amis, s'impliquer dans une ONG qui aide à l'éducation des Indiens... et profiter de la vie !

Et le plus beau dans tout cela ?

Guillaume est devenu indépendant financièrement deux mois et demi après avoir créé son e-commerce en ligne alors qu'il n'avait aucune expérience :
en e-commerce
en logistique
en marketing
ou en relation client
Ses secrets ? Déjà, c'est eToro qui fait tout le travail pour lui... plus deux ou trois petits autres trucs qu'il fait c’est vendre ; acheter ; et faire des spéculations….

 donc avec Etoro c'est le bon coin  pour investir votre argents

 

Première et principale raison, la conservation et la progression de vos fonds et avoirs. Investir peut aider à s’assurer de conserver ce que vous avez déjà acquis.

Deuxième raison, est d’augmenter votre richesse. Un investissement va créer une richesse sur le court, moyen ou long terme et vous obtiendrez beaucoup plus d’avantages dans le futur.

Enfin, pour atteindre un objectif précis, par exemple, de sorte que, vous aurez plus d’argent pour vivre, pour votre retraite, pour aider vos enfants à pouvoir continuer leurs études, pour aider à leurs et à vous fournir une meilleure qualité de vie, etc. Peu importe ce que vous choisirez comme objectif, l’investissement bien calculé vous aidera à l’atteindre avec succès et efficacité.

  si vous avez l'esprit riche pour investir;

Vous pouvez ouvrir un compte avec à peine 200€. ici

 

 Pour accéder à l’Openbook, il suffit de s’inscrire et de se loguer sur la plate-forme en cliquant ici par exemple. Vous atterrirez sur une page qui ressemble un peu à celle de Facebook et de twitter à la fois: vous l’aurez compris, le cœur de la politique de Etoro, c’est vraiment le trading social.

La page se décompose en plusieurs widgets:

• au centre, vous avez le fil d’actualité. Vous pourrez y trouver toutes les dernières activités des membres. Vous pouvez au choix commenter leur activité, décider de suivre un membre en particulier ou de copier le trade d’un utilisateur en un clic. Si vous prenez une position sur les marchés, vous apparaitrez à votre tour sur ce fil.
• A droite, vous trouverez les utilisateurs d’Etoro classés par résultats. Vous pouvez classer les résultats des membres en affichant le mois en cours, les 3 derniers mois ou les 6 derniers mois. En cliquant sur le nom d’un membre, vous irez sur sa page personnelle. Elle contient quelques infos sur le membre (dont son pays) ses statistiques, ses derniers résultats et ses dernières positions ouvertes et fermées ainsi que le nombre de trades gagnants et perdants initiés par le membre.
  Vous aurez aussi accès à des statistiques très précises comme le nombre de personnes suivant le membre ainsi que le nombre de trades copiés chez ce membre.
• A gauche, vous pourrez soit trouver le lien permettant de référer un ami à ce programme et encaisser à l’occasion la somme de 100 dollars pour ce geste, soit obtenir les liens permettant de télécharger l’application etoro pour votre smartphone.

 

 

 

 

découvrez Pionnier de la musique de film au Québec, le compositeur François Dompierre

François Dompierre. (1^er juillet 1943 à Ottawa, Canada^[1] - ) est un compositeur, chef d'orchestre, communicateur et producteur québécois

Pionnier de la musique de film au Québec, le compositeur, chef d'orchestre, réalisateur et producteur François Dompierre recevra le prix Jutra-Hommage 2016.

Celui dont la carrière s'échelonne sur plus d'un demi-siècle a signé la musique de plus de 50 longs-métrages, documentaires et séries télé d'ici, dont Bonheur d'occasion, Le matou, Le déclin de l'empire américain, Jésus de Montréal et Léolo. On lui doit également la musique de La passion d'Augustine, sorti plus tôt cette année.
Compositeur pour plusieurs monuments de la chanson québécoise, dont Louise Forestier, Pauline Julien et Félix Leclerc, François Dompierre a remporté plusieurs Félix et prix Génie en carrière et a également collaboré à la conception de plusieurs comédies musicales.
Récipiendaire de l'Ordre du Canada en 2009, il a aussi dirigé l'Opéra de Paris et l'Orchestre symphonique de Montréal lors de concerts spéciaux

Composition instrumentale

Parallèlement à ses collaborations avec les interprètes de la chanson, Dompierre se consacre à la composition instrumentale. Plusieurs de ses œuvres se retrouvent en 1974 sur son disque Dompierre qui connaît un vif succès^[3]. Ce disque est entièrement produit par Dompierre. On retrouve sur cet album, notamment, les pièces suivantes : La chasse-galerie, Ragtime pour plus tard et surtout Saute-mouton qui connaît un grand succès radiophonique. Cette dernière pièce sera d'ailleurs reprise en 1981 par le chef d'orchestre allemand James Last qui en fera lui aussi un succès. Une particularité de cet album est qu'il contient deux disques avec des enregistrements sur trois faces seulement, la dernière face étant réservée à un dessin de Serge Chapleau.
En 1982, ce sera Hors d’œuvres qui lui vaudra le trophée Félix du meilleur disque instrumental et c'est sur cet opus que se retrouvent les titres suivants : Tir d'aile, Sept huit n'œuf, Têtes de violons et Meringue glacée.
Ses compositions lui donnent l'occasion d'exercer son activité de chef d’orchestre avec plusieurs ensembles. Il a ainsi dirigé, en 1978, la création de son Concerto en la pour piano avec l'Orchestre symphonique de Montréal (OSM), œuvre qui est enregistrée sous la baguette de Charles Dutoit sous étiquette Deutsche Grammophon avec Édith Béluse au piano. Il s'agissait du premier enregistrement de la compagnie au Canada. L'œuvre, qui fait également intervenir un quatuor jazz-rock (guitare, basse, violon et batterie), illustre la démarche du compositeur qui puise à toutes les sources d'inspiration. Sur le disque, on retrouve une autre de ses compositions, Harmonica Flash avec Claude Garden à l'harmonica.
La violoniste Angèle Dubeau lui commande en 1981 un concerto pour violon et orchestre. Dompierre reçoit également des commandes pour les œuvres imposées à l'occasion du Concours international de Montréal de violon (Les Diableries), en 1979, ainsi que du Concours de musique du Canada (Kaléidophone), en 1983. On lui commande aussi la musique pour le pavillon du Québec à Osaka en 1970, un Concerto pour violon et orchestre d'Angèle Dubeau pour l'Expo 86 à Vancouver, Les Jardins intérieurs, musique d'environnement pour le Jardin botanique de Montréal en 1989, la musique pour accompagner les feux d’artifice marquant la clôture des festivités du 350^e anniversaire de la fondation de Montréal en 1992, ainsi que Les Glorieux, sous la direction de Kent Nagano à l'OSM à l’occasion du centenaire du club de hockey Canadien en 2009. Le disque Flash Back, paru en 2007, synthétise sa production pianistique qu’il interprète lui-même sur le disque.
En 1988, il compose et dirige Charles Trenet, un profil symphonique avec l'Orchestre symphonique de Québec en présence de l'artiste français.
En juillet 2012, ses 24 préludes en forme de boogie et de bien d'autres choses encore sont créés au Festival de Lanaudière sous les doigts d'Alain Lefèvre, devant un public de plus de 5 000 personnes. Il s'agit de 24 préludes composés dans les 12 tons majeurs et les 12 tons mineurs selon la tradition classique, mais dans le style caractéristique du compositeur, qui suit une orientation pop-jazz très syncopée assise sur une solide formation classique. Un enregistrement studio de l'œuvre paraît en septembre 2012 sur étiquette Analekta.

un de ses titre les plus célèbres   Meringue glaçée  écoutez ;

 

Autres activités

En tant que chef d'orchestre, François Dompierre a eu l'occasion de se produire avec l'Orchestre de chambre de Hull, l'Orchestre symphonique de Sherbrooke, l'Orchestre symphonique de Québec, l'orchestre I Musici de Montréal, l'Orchestre métropolitain et l'Orchestre des jeunes du Québec.
En 1994, Dompierre introduit le concept de Syntphonika, avec la collaboration d'André Perry, maquette sonore fournie par des synthétiseurs pour accompagner des musiciens sur scène, le but étant de fournir un volume sonore comparable à un grand orchestre avec un nombre réduit de musiciens. Le projet n'aura cependant pas de suite.
Communicateur et conférencier chevronné, il devient animateur régulier à la radio de Radio-Canada en 2000. De même, il anime des ateliers dédiés à la musique de film.
Il est également l'auteur de livres Je m'amusique, livre musical sous forme de jeu éducatif destiné à l'apprentissage de la musique dans les écoles^[4], et Les plaisirs d’un compositeur gourmand, série d'anecdotes autour du thème de la bouffe.
Cet intérêt pour la cuisine, constant chez lui, l'amène à organiser des ateliers sur différents thèmes culinaires. Il a d'ailleurs longtemps tenu une chronique gastronomique dans la revue L'Actualité ainsi qu'à la radio avec Suzanne Lévesque.
L'ensemble de son œuvre lui vaut le Grand prix de la Société canadienne des auteurs, compositeurs et éditeurs de musique (SOCAN) en 2008. Le 30 septembre 2013, un événement tenu à la salle l'Astral de Montréal rend hommage à ses 50 ans de carrière.

Think you have too many roommates? People with 16 are paying extra for the privilege

Jay Standish showed off a three-story house in the leafy neighborhood of Adams Point, pausing at the home's top-floor kitchen.
"That's the second kitchen," he said, motioning toward the refrigerator, stove-top, sink and toaster ovens. "It's good for when there's high traffic in the downstairs kitchen, or, you know," he shrugged, "if you're not in a mood to be social."

Standish, 31, lives here with 10 other people. The house, called Euclid Manor, isn't a college dorm. It's not a hostel-style "hacker house" either. According to Standish, this isn't a tech thing, or a hippie thing, or a rent-is-too-expensive-and-I'm-desperate thing.
It's called co-living, and it's a lifestyle choice emerging among young people who favor Airbnb over hotels and Lyft rides over car ownership. Rather than seeking out housemates on Craigslist, city-dwellers in high-cost markets such as the Bay Area and New York City are now paying companies — some small and others, like WeWork, backed by millions in venture capital — a premium to live in a building with a curated roster of housemates, stocked kitchens and planned get-togethers.
It's about building a community, Standish said. And for him, it's also about building a business.
Standish and Ben Provan, 32, run OpenDoor, which manages Euclid Manor and two other properties: the Canopy, also in Oakland, where 12 people live, and the Farmhouse in Berkeley, which 16 call home.

The pair see themselves as more than landlords. Though they handle house repairs and rent collection, they also vet tenants to make sure that there's a balanced mix of personality types in the house, maintain the culture of the houses, help run activities and act as mediators when needed.
"Humans are very social beings and pre-Industrial Revolution we lived in large groups," Standish said while showing off Euclid Manor's dining room, which has a long, banquet-length table used for house meetings and dinner parties. "I mean, this house is an interesting example of that. It was built in 1910, and back then you'd have these huge estates where there were 20 people living in a house together," though many were live-in servants. (A "totally different dynamic," he said).
But Standish thinks that many people, particularly millennials, are eschewing the American dream of owning a house in favor of finding a second family of like-minded people.
Research from real estate site Trulia found that homeownership in the millennial age group is the lowest it has ever been. Around 70% of people age 18-34 in the U.S. rent. Trulia's chief economist, Ralph McLaughlin, said that is in part because in places such as the Bay Area, New York and Southern California, the median buyer would have to spend upward of 60% to 70% of his or her monthly income to buy a house.
The rise of co-living is a response to both escalating real estate costs and growing demand from people actively seeking such housing and willing to pay for it, McLaughlin said.
Research conducted in 2015 by British life insurance firm Beagle Street found that more adults than ever are waiting to move out of their parents' house, get married and have children. It's not just because it's economically harder, the research showed. Survey respondents also indicated that they don't value living alone as much as earlier generations.
"The best way to describe the mentality that encapsulates where we're at is the 'modern nomad,'" said Benja Juster, 28, an interactive experience designer who lives in the Canopy, whose residents are all in their mid-20s to mid-30s. "It's a desire to not be locked down to one physical location … to go with the wind and find where life may take you."

Ariana Campellone, 24, a nutrition and herbalism practitioner who also lives in the Canopy, said "traditional" adult responsibilities such as family planning aren't a priority for her right now, and she much prefers to live with others who can help her grow.
"Our values here are creative empowerment and skill-share," she said.
OpenDoor vets tenants beyond the usual credit history checks. Applicants have to answer questions such as what they could contribute to the house, what kind of environment they're looking for, and if they were a non-human animal, what kind would they be.
"I said I was a raccoon," Juster said. "I make do with scraps. I'm very resourceful and nimble."
OpenDoor is testing a different ownership structure for each of its houses to see what works best. It rents the Farmhouse, its first business venture, and subleases it to tenants. It bought its second house, the Canopy, outright. OpenDoor operates the investor-owned Euclid Manor.
The company's revenue comes from the rent it collects from tenants, usually $1,000 to $1,200 a month, depending on the room and house. Standish and Provan declined to reveal OpenDoor's margins, but said the properties are profitable, and co-living provides better returns than traditional housing. For tenants, the rent is more expensive than sharing a home with 10 or so roommates, but comparable to living with fewer housemates in the same neighborhood.
Aside from the food program, which lowers the cost of groceries, Standish and Provan said residents also get access to appliances and facilities uncommon in shared apartments — at Euclid Manor those include West Elm furnishings, a grand piano, a Vitamix and a cafe-grade coffee machine. The Canopy has a soundstage, a woodworking studio, and large living rooms with projectors and musical instruments.
But what tenants are really paying for is the "community," Standish said. "Living as family, basically."
Thanks for reading;

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What You Should Know About Leasing a Car

When you are negotiating the price of your car or truck, the salesman may, at some point, suggest that you lease your new vehicle. More and more customers are leasing these days, largely because the salesman can make it sound so attractive. So let's take a closer look at what leasing is really all about.

In a lease, the dealership sells the car to a bank or finance company. Then, you rent that car from that bank for a specified period of time, usually two or three years. At the end of the lease, you have a choice: you can either return the vehicle to the bank and, after (possibly) paying certain fees, walk away clean -- or you can buy the vehicle outright and own it. The salesman will tell you that the advantage to leasing is that your monthly payments will be much lower than if you bought the car, your down payment will be much lower, and best of all, you can drive a brand-new car every few years.

The truth is that leasing can be a tricky affair and oftens turns out to be a lot less wonderful than you're led to believe. That's because:

Negotiating a lease can be very difficult.

As you are negotiating your lease, the dealership's Sales Manager - using his computer and leasing software - can fiddle with your monthly payments, "drive-off" fees, end-of-the-lease fees, money factor (lease interest rate) and other details to extract as much money from you as possible. And to really know if you're getting a good lease deal, you need your own leasing software to check out the figures for yourself.

There are several other traps to leasing, too:

1. There may be a penalty for excessive mileage. You may be charged for every mile you drive over a pre-set limit, usually 12,000 to 15,000 miles per year. If you drive a lot, that can get very expensive.

2. You need good credit to lease. It's not always that easy to qualify.

3. You are required to maintain the car as if you owned it. You must pay for oil changes, tune-ups, brakes, tires, hoses and other repairs for a car that you do not own.

4. The lease payments they quote you may not include sales tax. If not, then the sales tax will be added to each monthly payment. The result is that your actual payments will be a bit higher than what they told you.

5. There may be a hefty return fee at the end of the lease. It can cost you hundreds, even thousands, of dollars just to return the car back to the bank at the termination of the lease.

6. You will have to get extensive auto insurance. The bank may require you to purchase auto insurance coverage with much higher limits than you would need if you bought the car. That can get expensive.

7. Leases are difficult to terminate early. The salesman is rarely straight with you about this. He may tell you that it is very easy to end the lease early if you care to. In reality, it can be very expensive to terminate a lease before it has expired. As a matter of fact, there are lots of customers driving leased cars that they don't want but can't afford to return to the bank. (The most frequently asked question on this website is: "How can I get out of my lease?")

8. Your lease payments may not be that much lower than if you bought the car. The savings may not be as great as the salesman will lead you to believe. This is particularly true on a four or five year lease.

The bottom line is that the salesman loves to push leases because they're such a good deal for the dealership, which means they're probably not such a good deal for you.

Leasing can, however, be a smart thing to do under two very specific circumstances:

1. You know you will be keeping your new vehicle for only two or three years. If so, leasing can be a way to do this without tying up lots of your cash.

2. Your accountant advises you to lease. He'll be able to tell you if leasing makes economic sense for your particular situation and if you're eligible to receive certain tax deductions and other benefits for leasing.

If neither of these situations applies to you, then you should probably avoid leasing.

 

The Best Time to Buy Your New Car or Truck

 

The best advice about trading in your car

The best advice about trading in your car

The best advice about trading in your car is to avoid it.
You'll always get more money selling it on your own, sometimes thousands more.

A quick tour of Kelley Blue Book's KBB.com used-car valuation service shows you why. Take a 2010 Honda Accord EX sedan in "very good" condition with 50,000 miles on the odometer and see what it is worth.
Kelley says that the trade-in value is $13,054 and that it would sell to a private party for $14,549. That's a $1,500 difference, but the gap could be bigger because many dealers don't offer the full Kelley Blue Book trade-in value. They try to buy at low wholesale and sell at the top retail price.

Trading in a car also complicates the purchase of a new car, giving the dealer an opening to inject more profit into the deal by low-balling your car. It's also much easier for a buyer to negotiate one transaction — a car purchase — rather than adding a second transaction into the deal.

The Best Time to Buy Your New Car or Truck

 

Research reviews, prices, safety and fuel economy ratings online to narrow your selection. Visit dealers to test drive and inspect vehicles on your list. Do not buy at this point. Research actual sales price data at TrueCar.com and KBB.com to determine the lowest price in the current market. Use...

Research reviews, prices, safety and fuel economy ratings online to narrow your selection. Visit dealers to test drive and inspect vehicles on your list. Do not buy at this point. Research actual sales price data at TrueCar.com and KBB.com to determine the lowest price in the current market. Use... (Jerry Hirsch)

But we understand some people don't want the hassle of selling a car themselves. It means advertising the vehicle, letting strangers drive it, negotiating the price and sometimes accepting thousands in cash. If the car is expensive, you might have to wait for a buyer to get a loan. There's also transfer paperwork to handle.
So if you're going to trade in your car, take some basic steps to ensure you get a fair deal.
First, nail down the price for your new car before discussing the price for your trade.
Many dealers prefer to negotiate both prices at the same time, leaving them an opening to play the deals off each other. If you insist on getting more for your trade — or simply a fair price — the dealer may try to charge you more for the new car. Or vice versa: If you insist on a great deal for the new car, they'll try to knock down your trade-in price.

 

You're under no obligation to tell the dealer you have a trade until you've agreed on the new-car price. If they ask, simply insist that you won't talk about the price of the trade-in until you've come to terms on the new purchase.

As you negotiate this part of the transaction, you need to start with solid information about what your old car is worth.
The easiest way to do this is to take it to the nearest CarMax used-car dealer. CarMax is the biggest seller of used cars in the U.S. and has more than 120 stores spread nationwide. The company will evaluate your car for free and make you an offer that is good for seven days. It will also identify any major problems that could hurt your car's value.
Use the CarMax price as the lower limit for what you will accept from the dealer. It also gives you a second potential buyer. If the dealer insists on low-balling you, you can always just sell the car to CarMax.

Kelley Blue Book also offers an online service where you can get "instant" offers for your car from dealers. It doesn't always generate an offer, but it will provide you with a list of dealers that might be interested in buying your car even if you don't plan to purchase a new vehicle from them.
If you can't get a satisfactory price from either CarMax or the dealer, you can always return to the option of selling it to a private buyer — at a retail price, instead of wholesale. If you're determined to sell it quickly, price it below retail cars of the same model and year, but still above what CarMax offered. It should get snapped

The Best Time to Buy Your New Car or Truck

Certain times are better for buying a car or truck than others, so try to plan when you will buy.
Best Time of the Year
Some "experts" will tell you that you can get a better deal on your vehicle in the dead of the winter when sales are slow. The truth is that you can get a great deal any month of the year if you know what you are doing. And if you follow the steps in my free Car Buyer's School, you will know what you are doing. So don't be concerned about what month it is.
Best Time of the Month
Auto dealerships chart their sales on a monthly basis. Sales Managers target monthly sales quotas. Car salesmen earn bonuses for selling a certain number of cars each month. Therefore, the best time to buy a car or truck is at the end of the month when Sales Managers may be desperate to meet their quotas and salesmen may be desperate to achieve their bonuses.
Best Time of the Week
Dealerships tend to go into "high gear" on weekends, trying to sell as many cars and trucks as they can in a two or three day period. This is to your advantage. Plan on buying your vehicle on a weekend. (Some smart buyers try to arrive at the dealership first thing Saturday morning when there is usually a bonus for the salesman who sells the first car of the weekend, or Sunday afternoon when the Sales Manager is struggling to meet his weekend quotas.)
The bottom line is this:

The best time to buy your new car or truck is the last weekend of any month.